Demand within the UK housing market for mortgage lending has seen serious ebb and flow this year and many experts wonder what will happen next. Fingers have pointed squarely at Brexit and the uncertainty it has created. Now, with the year quickly coming to an end, forecasting for the beginning of 2019 and beyond is in play. Remortgage has grabbed the spotlight for most of the year and that trend is expected to continue for months to come. In a word, remortgage activity has been extremely hot.

All UK housing market data leading into the month of October painted a picture of heavy reliance on remortgage. House owners are still in fact finding attractive deals from a variety of lenders and discovering there are numerous opportunities to save money through remortgage. Recent data has once again proven the market overall is still being propped up by remortgage. Housing experts are forecasting remortgage will remain a strong aspect of the market for months to come.

The holiday season is upon us and while no one is yet ready to start looking toward the New Year, it is certainly a good time to do so if you are a homeowner. Remortgaging could be the best way to start off the first of 2019. It could offer a savings with a lower interest rate and a security net against rising interest rates with a fixed rate.

Uncertainty within the UK housing market has reigned for some time now and that feeling seems to be shared by most that are on the cusp of a major moving home decision. Housing data indicates those locked into the possibility of buying or selling property have placed that decision on the back burner and decided to wait. Committing to that type of decision at this point is risky they feel and does not allow for the potential best outcome. Brexit is coming and with it some new opinions regarding the housing market.

Amid all the concerns within the UK housing market for the official day of Brexit, one of the most prominent ones is what will happen to house prices after March 29 passes. There are concerns of business owners and others for what will happen with trade and immigration, but house owners have their own set of worries. What will happen to property values and potential new taxes after exiting the EU is anyone’s guess at this time. Experts are actually predicting few changes will take place after the end of March.

The race is on officially for those house owners considering a remortgage. As the end of the year draws to a close, many are wondering if they still have time to lock into a new deal   remortgage and side step the lender standard variable rate deal. The only way to find out is to put some time into researching a new deal and discover the timeline. Many lenders are still dropping interest rates on popular deals in an effort to attract clients prior to the end of the year.