News of house price growth falling across the UK is currently dominating headlines in the everyday media. With Brexit negotiations, a selling season conclusion in the housing market, and the holiday season occupying the thoughts of many, little attention has been paid to possible cities which are growing. New data has just confirmed one city is not on its way down in house price growth, but up. That city is Liverpool and it comes in as today’s fastest growing city.

Conditions within the UK housing market are currently changing day to day. After a smashing summer of high amounts of activity within the mortgage and remortgage lending sectors, things are starting to cool off. Transactions have slowed a great deal, remortgage has tapered off, and the city of London continues to see property lose value or at the very least remain idle. The rise of market towns just outside of London now highlights a new trend which is a rise in population in these areas with easy access to the capital city, but lying just outside the city limits.

Buy to let property landlords are picking up remortgages at an all-time high rate, according to recently released data. Remortgage, in fact, now accounts for almost 60% of all buy to let activity. Lower interest rates have been noted as the biggest catalyst for landlords making the decision to remortgage and ensure a more stable future for their mortgage costs.

The housing market might be losing out to the concerns of uncertainty. Experts believe that hopeful home buyers are heeding warnings that caution might be a good tactic as Brexit deals are in discussion. There are also experts that believe no matter the outcome, home buyers will return with enthusiasm to purchase property. So where are the home buyers?

Homeowners have been keen to take advantage of the current low interest rates available with remortgaging. The recent hike to the standard base interest rate by the Monetary Policy Committee is likely the reason remortgage lending is outpacing mortgage lending. Rather than pay more than necessary, homeowners are seeking relief and securing savings through a new deal.

The freedom to change personal insurance providers has always been just that for anyone in the UK owning a car or home. Freedom to make changes from one vendor of insurance to another whilst the time may be right has been an attractive feature of living everyday life. Now, that freedom may be a little closer to changing for some types of cover. A service has already been introduced to consumers which changes auto insurance providers from one to another if the savings reaches a particular point.  Some are of the impression that the housing market may not be far behind when it comes to remortgage.