The increases in the remortgaging and the buy to let markets has brought many lenders to deliver specific products to the market to meet the unique needs of the landlord. Landlords have unique needs when it comes to remortgaging. Using a regular remortgage product can leave a landlord without the best deal for their business. Now lenders are jumping on board where the demand is greater and providing products that meet the needs of the landlords that want to make good business decisions. Buy to let remortgage products are coming to the market more often.

One of the latest buy to let remortgage lenders to offer a specialized product is Mortgage Trust. They are now offering a two-year tracker at 3.99 per cent and a two- year fixed at 4.99 per cent. Both have a maximum loan to value of 75 per cent, free valuation, and free legal fees at a fee of £999. The deals are not available directly to customers but through intermediaries.

John Heron, Director of Mortgages, stated: "The recent Royal Institution of Chartered Surveyors (Rics) residential survey saw rising levels of demand for the private rental sector as there is clearly a lack of confidence in the owner-occupier market.

"People aren't sure if now is the time to jump in. The social rental sector has been shrinking for some time and we are seeing demand squeezed in this.

"The only way the industry can grow is by landlords buying more property."

"Buy-to-let is attractive to lenders as through the credit crunch, lenders saw that buy-to-let performed extremely well, with lower arrears and losses than the mainstream market. It is clearly an attractive area for lenders to get into."