Since the beginning of the New Year, many house owners have taken steps to discover what is available from lenders regarding remortgage products. What they are finding is quite satisfying. Lenders are not only maintaining the same level of low interest rates and high caliber incentives as last year, but some are going even further. High profile lenders are becoming more aggressive in the lending game with interest rates which are lower and incentives which are more aggressive than last year.

Although the year 2019 is just getting started, house owners are finding favourable deals in regard to remortgage. In fact, they are not just finding deals featuring low interest rates, but also deals which come with stellar incentives and cash back. What was expected to be a possibly turbulent period leading up to the official Brexit date of March 29 is actually turning out to be quite a time for house owners across the country.

Housing experts predicted the New Year to be just another turn of the calendar with lenders lulling through the typical months following the holiday season with no new special features on available deals. This could not be further from the truth. Some high profile lenders have even lowered their interest rates which were already at historic lows before the end of 2018.

The current market can only be described as a borrower market whilst considering the fundamentals within the lending sector. Interest rates are quite low, demand is modest, incentives from lenders of all types are in great number, and lenders are pushing to make up for a holiday season which was likely short of making lending goals. In the opinion of many close to the housing market, this could be the perfect time to obtain a remortgage.