It is no surprise that homeowners are showing up in large numbers to take advantage of remortgage offers. With remortgage deals attached to low interest rates at levels that are historically low for some lenders, long terms with attractive low interest rates, and equity cash release deals putting cash into hands of homeowners, it is no wonder there is strong demand. Remortgaging could put a substantial amount of savings back into a homeowner’s budget.

There are many paths to take to a remortgage and what step is taken first could be as varied as the needs of homeowners. However, most experts agree that shopping around online could be the best first step. It’s easy, convenient, and allows homeowners to quickly assess what savings could be found. The next step suggested is to throw loyalty to the current lender away. The best deal is not always found with a homeowner’s current lender.

For those looking to bring an expert onto their team, a remortgage broker could be the right choice.

Rather than working with one lender’s deals, a broker works with many lenders to help the homeowner find the best deal. They often have access to deals that lenders only offer to brokers and not to the general public. A remortgage broker could be the super hero in the midst of Brexit uncertainty for a homeowner looking for a straighter path to a remortgage deal offering the opportunity they need and want.

Any homeowner should consider shopping online to discover what savings a remortgage could offer. Then whether they go the path to a remortgage alone or with a remortgage broker by their side, taking action while deals are so attractive and have so many benefits to offer could be the smartest thing to do no matter what happens on the 31 October Brexit deadline.