The holiday season is quickly approaching and with it all the stresses and time commitments which come with it. The days are nearing which will naturally make us take our eyes off the financial stresses in our lives and focus on what matters most – being grateful and celebrating the holiday season. We do however remain in a period with low interest rates and other incentives on remortgage deals which could make a financial difference entering the New Year.

The month of November is in full swing and the New Year is just around the corner. The year 2018 will be closing in a matter of weeks, but there is still time to get the ball rolling on an application to remortgage and possibly change the entire complexion of 2019.

Lenders are offering incentives and are continuing to offer deals featuring low interest rates and deals suitable for most financial situations. Competition is at a high level and that means it remains a borrowers’ market above all.

Although the standard period to complete a remortgage is about four to six weeks, there is no time like the present to get started and possibly finish something before ringing in the New Year.

Housing experts are still urging those house owners who have not remortgaged thus far to consider moving forward to what could be the wisest decision made all year. No matter what is happening currently with the monthly mortgage, it is quite a small investment to discover what could make a significant difference financially not just for next year, but years to come.