The UK housing market is currently making its best effort to keep standing tall after a 2018 year full of lower demand, lower activity, and fewer sales compared with recent years. One thing has been confirmed through all the challenges and that is the resiliency of the market. It has taken several hard blows and is still remaining stable. The Brexit vote completed two years ago created a lack of certainty about where the market was headed and that is affecting the forecast for the coming year.

Many housing experts have referred to the coming year in the UK housing market as one full of unpredictability and unsettled. In fact, one of the more common sayings heard around the market is, “The one certain thing about this market is the uncertainty.”

Uncertainty has had an impact on consumer optimism and the ability to make a confident decision regarding selling or buying a property. This has led to fewer houses being placed on the market for sale and fewer properties bought.

House owners staying in their homes are fortunately not facing decisions on when to buy or sale. They are favourably facing another choice. A decision which could positively affect their financial household is actually in clear view at the moment. That choice is remortgage.

Lenders are offering deals to house owners loaded with incentives and even cash back on some packages. Lower interest rates and potentially a healthy home equity cash release are both possible through remortgage.

Uncertainty is currently the presiding concern hanging over the housing market, but remortgage is able to stabilise the boat in turbulent waters and provide a potentially brighter future.